What changes could governments and banks make to become less discrimatory towards the poor?

In our society today the poor never get a fair chance to prove themselves. Banks call them "bad credit risks" and governments in developing countries do nothing to help them get a chance to succeed in life. Millions of poor people around the world can improve their living standards if they had a chance to prove them selves. I have some ideas that governments and banks can do to become less discriminated towards the poor. …

…wages that can barely pay for their families needs we will never see a decrease in the worlds poverty. In conclusion our society as a whole, governments, banks corporations need to stop discriminating against the poor and give them a chance to do something in there lives to benefit there families. Everyone needs one chance to prove him or herself and if they are not given the chance they will never break out of poverty.